Stablecoins and Institutional Adoption: How Safeheron Supports Payment Enterprises

As globalization and the digital economy rapidly develop, stablecoins are emerging as a crucial tool for traditional enterprises to enter the Web3 ecosystem. With their stable value, transparency, and efficient global payment capability, stablecoins are expanding their application scenarios to include cross-border payments, supply chain financing, global salary payments, and integration with decentralized finance (DeFi), highlighting their potential and value.

According to the Big Ideas 2025 report, the transaction volume of stablecoins saw astonishing growth in 2024, with an annualized transaction value reaching \$15.6 trillion. In December 2024, the daily transaction volume of stablecoins exceeded \$270 billion, and the monthly transaction volume reached \$2.7 trillion.

These figures demonstrate that stablecoins are rapidly rising in the global payment and transaction field, showing strong resilience against market volatility. In terms of market share, USDT and USDC continue to dominate, together accounting for over 90% of the market.

Stablecoins as a Cryptocurrency Payment Tool

Stablecoins enable instant cross-border fund settlements through on-chain payments, significantly reducing payment cycles and fees. They bypass the limitations of traditional banking systems, minimize intermediary involvement, and enhance transaction transparency. In supply chain and trade financing, stablecoins combined with blockchain smart contracts can automate financing processes and improve capital flow efficiency. Industries such as manufacturing and logistics are actively piloting stablecoin payments to solve international trade fund settlement issues.

For global enterprises, stablecoins allow for quick salary disbursements to multinational employees or suppliers, free from bank processing time constraints. Additionally, stablecoins serve as a gateway to the decentralized finance (DeFi) ecosystem, where enterprises can optimize asset returns through staking and yield management.

What is Cryptocurrency Payment

Cryptocurrency payment involves using digital assets (i.e., cryptocurrencies) to complete the payment for goods or services. This payment method relies on decentralized blockchain technology, which uses advanced encryption to secure transactions and verify their authenticity, allowing payments to be completed without the need for banks or other financial institutions as intermediaries.

With the growing popularity of stablecoins, cryptocurrency payments can mitigate the impact of price volatility on transactions. As the commercialization of cryptocurrency payment accelerates, more sectors will accept them, and technological innovations will further enhance the speed and efficiency of payments.

Payment Infrastructure Requirements for Stablecoins

As stablecoins become more widely used in the payment field, their role as a bridge between cryptocurrency and the traditional financial system is becoming increasingly important. However, the large-scale use of stablecoins also poses higher demands on payment infrastructure, namely smoother, more efficient, more secure, and more compliant operations. These requirements not only affect user experience but are also key to the sustainable development of stablecoin payments.

Smoothness: Enhancing Payment Experience
Stablecoins transactions require higher TPS (transactions per second) support to ensure quick payments globally. Simplifying wallet design, optimizing payment processes, and enhancing interface intuitiveness are crucial for widespread adoption. Additionally, seamless interoperability between multi-chain ecosystems is key to resolving compatibility issues between different chains.

Efficiency: Optimizing Transaction Efficiency
Combining blockchain technology with stablecoins enables real-time fund transfers, but further reducing confirmation times is necessary. Enhancing the scalability of underlying blockchains, such as through sharding or Layer 2 expansion solutions, can reduce congestion and increase throughput. Integrating smart contracts can also optimize efficiency in complex payment scenarios like supply chain payments and trade financing.

Security: Strengthening Fund Management
Distributed key management (such as MPC) avoids single points of failure and centralized fund risks. Enhancing blockchain networks’ defenses against common attacks (like 51% attacks and DDoS attacks) is crucial. Additionally, ensuring transaction privacy through technologies like zero-knowledge proofs is essential.

Compliance: Ensuring Legal and Regulatory Requirements
Building compliant and transparent payment gateways that meet regulatory requirements in different countries is vital. Utilizing on-chain compliance tools (such as on-chain analysis and KYC smart contracts) to meet anti-money laundering and identity verification requirements is also necessary. Moreover, the ability to adjust payment and data storage policies to adapt to the ever-changing global regulatory environment is crucial.

Safeheron: A One-Stop Payment Solution

As blockchain technology and cryptocurrency continue to evolve, stablecoins are reshaping the corporate payment ecosystem as a bridge between traditional finance and the crypto economy. Safeheron, as a leading decentralized self-custody MPC (Multi-Party Computation) digital asset management platform, offers a one-stop payment solution for enterprises with high security, multi-party collaboration, and strong compliance features. Through technological innovation, security protection, compliance support, and cost optimization, Safeheron not only meets enterprises’ needs for instant payments but also helps them achieve efficient business development in the digital economy era.

Tailored Instant Payment Experience for Trading Enterprises

For trading enterprises, instant payments are crucial for smooth supply chain operations. Safeheron’s self-custody SaaS model provides a one-stop payment solution, allowing enterprises to fully control their stablecoin assets without relying on third-party wallet platforms. The multi-layer wallet security architecture built with MPC and TEE technologies not only ensures transaction security but also provides dynamic security protection through real-time transaction behavior analysis. This means that trading enterprises can quickly and safely complete cross-border payments globally, without worrying about transaction delays or fund security issues.

Diverse Stablecoin Ecosystem Support to Meet Different Scenario Needs

Safeheron has built a comprehensive stablecoin support ecosystem, covering mainstream stablecoins such as USDT, USDC, BUSD, and DAI, and compatible with different blockchain network versions such as ERC20, TRC20, and BEP20. This diverse support allows enterprises to flexibly choose the most suitable stablecoin type based on regional compliance requirements, transaction fees, and settlement speed. For example, a company operating in Southeast Asia might prioritize TRC20 version stablecoins with lower transaction fees and faster settlement speeds to reduce operating costs and improve capital turnover efficiency.

Global Compliance Support to Help Enterprises Expand into International Markets

In the increasingly strict global regulatory environment for crypto assets, Safeheron has designed an adaptive compliance framework. The built-in AML monitoring analyzes transaction counterparts and behaviors from multiple dimensions, meeting the compliance standards of major global regulatory authorities.

Meanwhile, through multi-level authorization and TEE policy engine-based transaction approval mechanisms, it ensures complete traceability of fund flows. This not only effectively defends against external hacker attacks, internal malfeasance, and collusion with third-party service platforms but also ensures that enterprises’ business activities worldwide comply with local regulations. This enables enterprises to confidently expand into international markets, always ensuring transparent fund management, effectively avoiding legal risks, and fully utilizing the efficiency and cost advantages brought by stablecoin payments.

Technological Innovation and Automation Tools to Enhance Operational Efficiency

Safeheron’s payment solution significantly improves operational efficiency through various automation tools. The Open API allows enterprises to seamlessly integrate stablecoin payments into existing systems. The API Co-Signer enables secure automated transaction signing, and the Auto Sweep intelligent fund aggregation function optimizes enterprise stablecoin fund pool management. These automation tools not only significantly reduce human errors but also shorten traditional fund operations that take hours or even days to just a few minutes, providing great operational convenience for enterprises.

Cost Reduction and Efficiency Improvement to Optimize Enterprise Payment Costs

In terms of cost optimization, Safeheron’s solution brings significant value to enterprises. Enterprises do not need to build complex blockchain infrastructure themselves, greatly reducing IT investment. The innovative gas fee optimization solution, such as the energy rental tool, can save up to 50% of transaction fees. The transparent fee structure means enterprises only pay the necessary on-chain gas fees, with no hidden costs. This comprehensive cost optimization enables enterprises to enjoy high-quality stablecoin payment services at a lower total cost of ownership.

Conclusion

In the rapidly developing digital economy, stablecoins, with their stable value, transparent and efficient global payment capabilities, have become a key tool for traditional enterprises to enter the Web3 ecosystem. Safeheron, as a leading decentralized self-custody MPC digital asset management platform, offers a one-stop payment solution for enterprises through technological innovation, security protection, compliance support, and cost optimization, helping them achieve efficient business development in the digital economy era.

Safeheron’s one-stop payment solution seamlessly integrates advanced MPC and TEE technologies with enterprise-level payment needs, providing a comprehensive, efficient, and secure stablecoin payment platform. Whether trading enterprises need instant payments or companies wish to expand globally, Safeheron can offer customized solutions to help enterprises easily meet the challenges of the digital payment era.

From technological architecture to commercial implementation, Safeheron always adheres to the concept of open collaboration, continuously breaking through technological boundaries to reshape the possibilities of corporate digital asset management and payment services.

As the global application scenarios of stablecoins continue to expand, Safeheron will continue to stay at the forefront of technological innovation, evolve with the industry, and provide more forward-looking solutions for enterprises in the digital economy era, driving the entire ecosystem towards a more open, secure, and inclusive direction.